nPOS: The Next-Generation Partnership Lending Platform

nPOS revolutionizes collaborative lending through its cloud-based, API-driven infrastructure that seamlessly connects financial institutions. This cutting-edge platform automates the entire loan lifecycle - from application to disbursement - enabling real-time data exchange and straight-through processing that completes transactions in seconds without manual intervention.

Platform Capabilities & Adoption

Supporting diverse loan products including microfinance, MSME loans, mortgages, and consumer durable financing, nPOS has become the preferred solution for building retail credit portfolios. In FY2023, the platform facilitated ₹159,636.69 million in transactions across 21 active partner institutions.

Technical Architecture Highlights

In Fiscal 2023, nPOS received the SOC 2 type II attestation from the American Institute of Certified Public Accountants and SOC 1 type II audit for adherence to the International Auditing and Assurance Standards Board’s International Standard of Assurance Engagement 3402 standards.

Industry Recognition

Infographic explaining the benefits of nPOS, including New Age Platform, People and Experience, Origination Models & Asset Classes, and Scalable Platform.

nPOS has achieved SOC 2 Type II certification from AICPA and SOC 1 Type II compliance with ISAE 3402 standards, validating its robust security and operational controls.