LUCKY-HOLDINGS - Property-Backed Lending

Property-Backed Lending

LUCKY-HOLDINGS Capital's Property-Backed Financing is designed around your unique business requirements...

Connector Program Overview A Connector serves as a strategic partner for LUCKY-HOLDINGS, identifying qualified prospects for our property-secured lending solutions. These professionals facilitate financial access while benefiting from competitive compensation.
Program Workflow: After registration and identity verification, candidates complete a streamlined certification process to activate their Connector status. Certified participants then source premium loan prospects, with real-time tracking available for all referrals. The platform provides comprehensive support resources and transparent incentive management, enabling partners to optimize their performance and earnings.

Product Overview: LUCKY-HOLDINGS Capital's Loan Against Property provides secured financing for MSMEs by leveraging residential, commercial or industrial properties as collateral. This solution offers competitive advantages including enhanced loan amounts, favorable interest rates, extended repayment periods (up to 180 months), and versatile fund utilization for business expansion, working capital, equipment acquisition, or debt consolidation.
Key Features: Loan range: ₹1 lakh to ₹2 crore
Flexible repayment through NEFT/RTGS/NACH
EMI due date: 5th of each month (calculated via reducing balance method)
No prepayment penalties
Quick disbursement process
Eligibility & Documentation: Open to MSMEs, partnerships, private limited companies, and commercial individuals with valid:
KYC documents
Property papers (residential/commercial/industrial)
Financial statements (ITR/GST/bank records)
Note: Agricultural land and co-owned properties require all owners as co-applicants
Application Process: Online via LUCKY-HOLDINGS App/website
In-person at nearest branch
Customer support: +91 9039925438 | [email protected]
Property Requirements: Insurance recommended (not mandatory for low-risk residential properties)
Eligible collateral includes:
Residential buildings
Commercial spaces
Industrial properties
Warehouses
Retail shops